Castle Town (effectively Luvia, but with a couple small residential districts, a place near the center with a hotel and such, a fountain area dead center, a church area, and a shopping district).
And a simple castle to go along with it, that's what is mainly hanging me up...for Chapter 1 I've already got both ports, the Forest Town, and the Mountain (Snow) Town. Just gotta finish up my forest area, make a swamp, do some cutscene maps, and complete like, 3 dungeons and I could start testing and balancing the system, then setup the Castle Town and boom, I could make all of Chapter 1 by the end of the year.